Rental Income Calculator

Analyze rental income, operating expenses, and net operating income for your Canadian rental properties with detailed cash flow projections.

Property Details

Monthly Rental Income

Vacancy & Management

Expected percentage of time unit is vacant

Property management fee as % of effective gross income

Annual Operating Expenses

Income Summary

Gross Monthly Income$3000
Gross Annual Income$36000
Effective Gross Income$34200
Net Operating Income$19564

Performance Metrics

Operating Expense Ratio42.8%
Gross Rent Multiplier13.9x
Cap Rate (NOI / Property Value)3.91%
Monthly NOI$1630

Expense Breakdown

Property Tax$6,000
Insurance$1,200
Maintenance & Repairs$2,000
Property Management$2736
Capital Reserves$1,500
Other Expenses$1,200

Total Operating Expenses$14636

💡 Income Analysis Tips

  • • Operating Expense Ratio < 50% is generally good for residential properties
  • • Factor in 5-10% vacancy rate even in strong rental markets
  • • Budget 1-3% of property value annually for maintenance
  • • Consider professional property management for out-of-area properties
  • • Track actual vs. projected income to improve future estimates